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When you make payments to/through
Zambia Online Network, you agree to these Payments Terms:-
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| 1 |
Making
Ad Package Purchases
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| 1.1 |
You confirm an
advertising transaction with Zambia Online Network through creating your
ad-monitoring or advertiser admin account at http://advertising.zambia-online.com,
which is a sub-domain on the same server housing Zambia Online
Directory.
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| 1.2 |
You
agree to abide by the general Advertising
Terms.
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| 2 |
Payment Modes
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| 2.1.0 |
For
your convenience, we allow you to make payments using a number of different payment
methods such as PayPal, MoneyBookers, 2CheckOut, credit card, debit card,
online/international bank transfer, cheque/money order, local/Zambian bank tranfer, cheque/money
order or cash.
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| 2.1.1 |
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When you provide a payment
mode to us, you invariably confirm that you are permitted to use that payment source.
Additionally, you authorize us to collect and store it, along with other
related transaction information.
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| 2.1.2 |
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When you make a payment, you authorize us (and our designated payment
processes) to charge the full amount to the payment mode you designate for the transaction.
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| 2.1.3 |
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If you pay by credit or debit card we may obtain a pre-approval from the issuer of the card for an amount up to the amount of the purchase. We will bill your card at the time of purchase or shortly thereafter. If you cancel a transaction before completion, that pre-approval may result in your funds not otherwise being immediately available.
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| 2.1.4 |
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If you pay by debit card and your payment results in an overdraft or other fee from your bank, you alone are responsible for that fee.
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| 3 |
Purchasing and Using Credits
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| 3.1.0 |
As part of our effort to keep
Zambia Online Network safe, we may take certain actions to reduce liability for users and us.
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| 3.1.1 |
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We may make any inquiries that we consider necessary, either directly or through third parties, concerning your identity and creditworthiness.
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| 3.1.2 |
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We may cancel any transaction if we believe the transaction violates these Payments Terms or the
Terms of Use, or if we believe doing so may prevent financial loss.
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| 3.1.3 |
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We may place a delay on a payment for a period of time, limit payment sources for a transaction, limit your ability to make a payment or deactivate your account if we believe doing so may prevent financial loss.
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| 3.1.4 |
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We may contact your payment source issuer, law enforcement, or impacted third parties (including other users) and share details of any payments you are associated with if we believe doing so may prevent financial loss or a violation of law.
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| 3.1.5 |
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We may cancel any credits transferred, assigned, or sold in violation of these Payments Terms or the
Terms of Use.
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| 3.1.6 |
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If a
payment for your purchased advertising fails, or your payment method fails or
if there are payments due on your account, we may take steps to collect past due amounts using other collection mechanisms. You agree to pay all expenses associated with such collection, including reasonable attorneys' fees.
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| 4 |
Disputes and Reversals
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| 4.1 |
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If you believe that an unauthorized or otherwise problematic
payment transaction has taken place under or with your account, you agree to notify us immediately, so that
necessary action may be taken to prevent financial loss.
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| 4.2 |
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To the fullest extent permitted by law, you waive all claims against us related to payments unless you submit the claim to us within 30 days after the charge.
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| 4.3 |
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You are responsible for and agree to reimburse us for all reversals, charge-backs, claims, fees, fines, penalties and other liability incurred by us (including costs and related expenses) that were caused by or arising out of payments that you authorized or accepted.
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| 4.4 |
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Your only remedy for a technical failure or interruption of service is to request that your transaction be completed at a later time.
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| 4.5 |
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Zambia Online Network's liability for any legal/financial claim is limited to amounts of
money paid/exchanged only, and any demands for damages shall not exceed
involved amount(s). In the absence of any monetary transaction having
taken place,
Zambia Online Network shall have no monetary liability.
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| 5 |
Special Provisions Applicable to Advertisers
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| 5.1 |
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When you purchase advertising on or through
Zambia Online Network, you agree to pay all amounts specified in the order, along with any applicable taxes.
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| 5.1 |
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You are responsible for maintaining the security of your advertising account, and you understand that you will be charged for any orders placed on or through your advertising account.
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| 5.1 |
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You can cancel an advertising order at any time through our online portal, but your ads may run for several days after you notify us, and you are still responsible for paying for those ads.
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| 5.1 |
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Your order constitutes your written authorization for us to obtain your personal and/or business credit report from a credit bureau. We may obtain your credit report when you place an order, or at any time
thereafter.
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| 6 |
Notices and Amendments to These Payments Terms
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| 6.1 |
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We may provide notices to you by posting them on our website, or by sending them to an email address or street address that you previously provided to us. Website and email notices shall be considered received by you within
7 days of the time posted or sent; notices by physical mail shall be considered received within
15 business days of the time sent.
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| 6.2 |
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Except as otherwise stated, you must send notices to us relating to payments and these Payment Terms
using the contact
form or via the contact link in your advertiser's admin account.
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| 6.3 |
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The Payment Terms in place at the time you confirm a transaction will govern that transaction.
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| 6.4 |
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We may change these Payment Terms, in whole or in part, even though the changes may affect accumulated credits. All amendments to these Payment Terms will be made
known on this page at the material time, or within 24 hours, and the
page will alwayxs contain information about when its contents were last
updated.
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| 7 |
Miscellaneous Provisions
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| 7.1 |
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All of the commitments you make in the
Zambia Online Network Terms of Use apply to payments through Zambia Online Network. In the event of any conflict between these Payments Terms and the
Zambia Online Network Terms of Use, these Payments Terms shall prevail.
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| 7.2 |
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If you are under the age of 18, you may make payments only with the involvement of a parent or guardian. You should review these Payments Terms with a parent or guardian to make sure that you both understand them.
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| 7.3 |
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"Us," "we," "our," "claim" and
"Zambia Online Network" mean the same as they do in the Terms of
Use.
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| 7.4 |
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Some countries may restrict or prohibit your ability to make payments through
Zambia Online Network. Nothing in these Payments Terms should be read to override or circumvent any such foreign laws.
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| 7.5 |
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For
fuller information about our practices, see also our Terms of
Use, Privacy
Policy and our Legal
Policy. If you have additional questions needing clarification, please
contact us any time.
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Last Update: 2015-03-01
GLOBAL SYSTEM ADMIN
Zambia Online Network
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